TRAILNORTH Credit Union Profile

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TRAILNORTH

Charter #9219 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (518) 585-6725

Fax: (518) 503-3069

Founding Date: N/A

Website: http://www.trailnorth.com

Personnel & Operations

President: Lenhart, John

Manager: Eichen, Marcy

FT Employees: 39

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 3

Hours: 8:30 am to 4:30 pm

Credit Union Profile Summary

TRAILNORTH is a FCU Credit Union. With a total of 11,024 members [1], this institution manages approximately $171,020,150 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.44% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.69% [1].

Financial Snapshot

Total Assets [1]
$171,020,150

Total economic resources.

Total Loans [1]
$93,561,054

Total value of outstanding loans.

Total Deposits [1]
$154,180,063

Total funds deposited by members.

Members [1]
11,024

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.44%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.63%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
60.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.75%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1172 NYS Route 9N

Ticonderoga, NY, 12883-3106

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by TRAILNORTH (Charter #9219).

Main Office

TrailNorth Federal Credit Union Main Office

Type: Corporate Office

1172 NYS Route 9N

Ticonderoga, NY 12883-3106

Phone: (518) 585-6725

Services: None specified

Open in Directions

Additional Branches

Elizabethtown

TrainNorth Federal Credit Union

Type: Branch Office

7519 Court St

Elizabethtown, NY 12932

Phone: (518) 873-2554

Services: Member Services, ATM, Drive-Thru

Open in Directions

Port Henry

TrailNorth Federal Credit Union

Type: Branch Office

43 Meacham St

Port Henry, NY 12974-1426

Phone: (518) 585-6725

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ticonderoga

TrailNorth Federal Credit Union

Type: Branch Office

1178 NYS Route 9N

Ticonderoga, NY 12883-3106

Phone: (518) 585-6725

Services: Member Services, ATM, Drive-Thru

Open in Directions