SOUTHERN Credit Union Profile
Showing details for SOUTHERN Credit Union.
Credit Union Profile for: SOUTHERN
SOUTHERN
Headquarters Contact & Staff
Contact & Info
Phone: (713) 232-7774
Fax: (713) 232-7122
Founding Date: N/A
Website: http://www.southernfederalcu.org
Personnel & Operations
President: Adams, Joe
Manager: Dawkins, Shalonda
FT Employees: 11
PT Employees: 0
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 49
Branches: 1
Hours: Monday - Friday 8:00 a.m. - 5:00 p.m.
Credit Union Profile Summary
SOUTHERN is a FCU Credit Union. With a total of 3,703 members [1], this institution manages approximately $80,395,842 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 41.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.54% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by SOUTHERN (Charter #9214).
Main Office
Southern FCU Main Office
1414 Enclave Pkwy Ste 250
Houston, TX 77077-2023
Phone: (713) 232-7774
Services: Member Services, ATM