OC Credit Union Profile

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OC

Charter #9208 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (216) 663-6800

Fax: (216) 663-8610

Founding Date: N/A

Website: http://www.ocfederal.com

Personnel & Operations

President: Shaft, Joe

Manager: Turner, Todd

FT Employees: 60

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 5

Hours: M,T,W 9-5, TH, FRI 9-6 SAT 9-1

Credit Union Profile Summary

OC is a FCU Credit Union. With a total of 13,688 members [1], this institution manages approximately $288,062,022 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.24% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 24.20% [1].

Financial Snapshot

Total Assets [1]
$288,062,022

Total economic resources.

Total Loans [1]
$201,600,885

Total value of outstanding loans.

Total Deposits [1]
$229,761,674

Total funds deposited by members.

Members [1]
13,688

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
87.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
16.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
24.20%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
8.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

13623 ROCKSIDE RD

GARFIELD HTS, OH, 44125-5173

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by OC (Charter #9208).

Main Office

Garfield Hts Main Office

Type: Corporate Office

13623 Rockside Rd

Garfield Hts, OH 44125-5173

Phone: (216) 663-6800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Coventry Township

Akron

Type: Branch Office

2720 S Arlington Rd

Coventry Township, OH 44312-4742

Phone: (216) 663-6800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Macedonia

Macedonia

Type: Branch Office

8600 Alexandria Dr

Macedonia, OH 44056

Phone: (216) 663-6800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Strongsville

Strongsville

Type: Branch Office

16488 Pearl Rd

Strongsville, OH 44136-6042

Phone: (216) 663-8090

Services: Member Services

Open in Directions