SOUTHERN CHAUTAUQUA Credit Union Profile

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SOUTHERN CHAUTAUQUA

Charter #9107 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 665-7000

Fax: (716) 484-8653

Founding Date: N/A

Website: http://www.665-7000.com

Personnel & Operations

President: Caldwell, William

Manager: Felton, John

FT Employees: 63

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 9

Hours: Monday-Wed. 9:00-4:30 Thurs. 9:00-5:00 Fr

Credit Union Profile Summary

SOUTHERN CHAUTAUQUA is a FCU Credit Union. With a total of 20,368 members [1], this institution manages approximately $160,963,326 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.47% [1].

Financial Snapshot

Total Assets [1]
$160,963,326

Total economic resources.

Total Loans [1]
$117,866,359

Total value of outstanding loans.

Total Deposits [1]
$134,700,599

Total funds deposited by members.

Members [1]
20,368

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
87.50%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 5.20%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

168 E Fairmount Ave

Lakewood, NY, 14750
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 8 branches reported by SOUTHERN CHAUTAUQUA (Charter #9107).

Main Office

Lakewood Main Office

Type: Corporate Office

168 E Fairmount Ave

Lakewood, NY 14750

Phone: (716) 665-7000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Cherry Creek

Cherry Creek

Type: Branch Office

6834 Main St

Cherry Creek, NY 14723

Phone: (716) 296-8700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Clymer

Clymer

Type: Branch Office

562 Clymer Sherman Rd

Clymer, NY 14724-9521

Phone: (716) 355-2525

Services: Member Services, ATM

Open in Directions

Dunkirk

Dunkirk

Type: Branch Office

3877 Vineyard Dr

Dunkirk, NY 14048

Phone: (716) 665-7000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Frewsburg

Frewsburg High School

Type: Branch Office

26 Institute St

Frewsburg, NY 14738

Phone: (716) 665-7000

Services: Member Services

Open in Directions

Jamestown

Jamestown

Type: Branch Office

1283 E 2nd St

Jamestown, NY 14701

Phone: (716) 665-7000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jamestown High School

Type: Branch Office

350 E 2nd St

Jamestown, NY 14701

Phone: (716) 665-7000

Services: Member Services

Open in Directions

Southwestern Central School

Type: Branch Office

600 Hunt Rd # WE

Jamestown, NY 14701

Phone: (716) 665-7000

Services: Member Services

Open in Directions