NICKEL STEEL Credit Union Profile

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NICKEL STEEL

Charter #9000 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (419) 224-7861

Fax: (419) 224-2607

Founding Date: N/A

Website: https://www.nickelsteelfcu.com

Personnel & Operations

President: altenbach, john

Manager: hatton, rikki

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 42

Branches: 1

Hours: mon - fri / 9-5

Credit Union Profile Summary

NICKEL STEEL is a FCU Credit Union. With a total of 525 members [1], this institution manages approximately $5,481,478 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 31.59% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.70% [1].

Financial Snapshot

Total Assets [1]
$5,481,478

Total economic resources.

Total Loans [1]
$2,423,155

Total value of outstanding loans.

Total Deposits [1]
$3,739,089

Total funds deposited by members.

Members [1]
525

Number of active members.

Performance Ratios

Net Worth Ratio [1]
31.59%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-20.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-11.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1067 s main st

lima, OH, 45804-2043

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by NICKEL STEEL (Charter #9000).

Main Office

nickel steel fcu Main Office

Type: Corporate Office

1067 s main st

Lima, OH 45804-2043

Phone: (419) 224-7861

Services: Member Services, Drive-Thru

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