1ST COMMUNITY Credit Union Profile

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1ST COMMUNITY

Charter #8715 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (325) 653-1465

Fax: (325) 947-2481

Founding Date: N/A

Website: http://www.1cfcu.org

Personnel & Operations

President: Brewer, Robert

Manager: Nikolauk, Bill

FT Employees: 96

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 11

Hours: 7:30am to 6:00pm M-F 7:30am to 1:00pm Sat

Credit Union Profile Summary

1ST COMMUNITY is a FCU Credit Union. With a total of 23,583 members [1], this institution manages approximately $412,832,464 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.72% [1].

Financial Snapshot

Total Assets [1]
$412,832,464

Total economic resources.

Total Loans [1]
$278,327,962

Total value of outstanding loans.

Total Deposits [1]
$356,301,366

Total funds deposited by members.

Members [1]
23,583

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.2%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.12%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.72%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3505 Wildewood Dr

San Angelo, TX, 76904

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by 1ST COMMUNITY (Charter #8715).

Main Office

Wildewood Main Office

Type: Corporate Office

3505 Wildewood Dr

San Angelo, TX 76904

Phone: (325) 653-1465

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Ballinger

Ballinger

Type: Branch Office

121 N 8th St

Ballinger, TX 76821

Phone: (325) 365-2105

Services: Member Services

Open in Directions

Crane

Crane

Type: Branch Office

501 S Alford St

Crane, TX 79731-2500

Phone: (432) 558-7191

Services: Member Services, ATM, Drive-Thru

Open in Directions

Fort Stockton

Fort Stockton

Type: Branch Office

800 W Dickinson Blvd

Fort Stockton, TX 79735

Phone: (432) 336-2273

Services: Member Services, ATM, Drive-Thru

Open in Directions

Goodfellow Afb

Base

Type: Branch Office

282 Kearney Blvd Bldg 3218

Goodfellow Afb, TX 76908-3404

Phone: (325) 653-1465

Services: Member Services, ATM, Drive-Thru

Open in Directions

San Angelo

College Hills

Type: Branch Office

4141 College Hills Blvd

San Angelo, TX 76904

Phone: (325) 653-1465

Services: Member Services

Open in Directions

Eldorado

Type: Branch Office

3505 Wildewood Dr

Branch Location:107 South Divide, Eldorado, TX 76936

San Angelo, TX 76904

Phone: (325) 853-2538

Services: Member Services, ATM, Drive-Thru

Open in Directions

Northside

Type: Branch Office

620 W 29th St

San Angelo, TX 76903

Phone: (325) 653-1465

Services: Member Services, ATM, Drive-Thru

Open in Directions