NORTH EAST WELCH Credit Union Profile

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NORTH EAST WELCH

Charter #8687 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 725-8190

Fax: (814) 725-7301

Founding Date: N/A

Website: HTTP://WWW.NEWELCHFCU.COM

Personnel & Operations

President: Barnes, Howard

Manager: Maas, Susan

FT Employees: 8

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 2

Hours: 9am - 4pm Mon-Wed 9am - 5pm Thurs-Fri

Credit Union Profile Summary

NORTH EAST WELCH is a FCU Credit Union. With a total of 2,680 members [1], this institution manages approximately $24,087,777 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.35% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.10% [1].

Financial Snapshot

Total Assets [1]
$24,087,777

Total economic resources.

Total Loans [1]
$14,064,229

Total value of outstanding loans.

Total Deposits [1]
$19,985,047

Total funds deposited by members.

Members [1]
2,680

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 15.10%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.33%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

115 Clay St

North East, PA, 16428-1537
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by NORTH EAST WELCH (Charter #8687).

Main Office

North East Welch FCU Main Office

Type: Corporate Office

115 Clay St

North East, PA 16428-1537

Phone: (814) 725-8190

Services: Member Services

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Additional Branches

Westfield

Westfield Branch

Type: Branch Office

21 N Portage St

Westfield, NY 14787

Phone: (716) 326-4200

Services: Member Services

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