ERIE POLICE Credit Union Profile

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ERIE POLICE

Charter #8626 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 453-2540

Fax: (814) 453-2540

Founding Date: N/A

Website: https://www.eriepolicefcu1.com/

Personnel & Operations

President: Merchant, Kenneth

Manager: Kraus, Michelle

FT Employees: 0

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: 11:30 - 4:00

Credit Union Profile Summary

ERIE POLICE is a FCU Credit Union. With a total of 437 members [1], this institution manages approximately $2,581,524 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 24.75% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.82% [1].

Financial Snapshot

Total Assets [1]
$2,581,524

Total economic resources.

Total Loans [1]
$1,453,920

Total value of outstanding loans.

Total Deposits [1]
$1,936,650

Total funds deposited by members.

Members [1]
437

Number of active members.

Performance Ratios

Net Worth Ratio [1]
24.75%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.17%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.07%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.92%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

300 State St Ste 303

Erie, PA, 16507
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by ERIE POLICE (Charter #8626).

Main Office

main branch Main Office

Type: Corporate Office

300 State St Ste 303

Erie, PA 16507

Phone: (814) 453-2540

Services: Member Services

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Additional Branches

Erie

Corp Office

Type: Corporate Office

300 State St Ste 303

Erie, PA 16507

Phone: (814) 453-2540

Services: None specified

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Corporate Office

Type: Corporate Office

300 State St Ste 303

Erie, PA 16507

Phone: (814) 453-2540

Services: Member Services

Open in Directions