MOUNTAIN STAR Credit Union Profile

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MOUNTAIN STAR

Charter #856 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (915) 544-2215

Fax: (915) 533-1862

Founding Date: N/A

Website: http://www.mountainstarfcu.org

Personnel & Operations

President: Martinez, Luz

Manager: Diaz, Samuel

FT Employees: 15

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday-Friday 8:00am-5:00pm Saturday 9:00am

Credit Union Profile Summary

MOUNTAIN STAR is a FCU Credit Union. With a total of 4,464 members [1], this institution manages approximately $44,837,965 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 21.02% [1].

Financial Snapshot

Total Assets [1]
$44,837,965

Total economic resources.

Total Loans [1]
$27,396,702

Total value of outstanding loans.

Total Deposits [1]
$34,284,955

Total funds deposited by members.

Members [1]
4,464

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
4.32%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.28%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
21.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
7.20%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2229 E Yandell Dr

El Paso, TX, 79903-3612

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MOUNTAIN STAR (Charter #856).

Main Office

Main Main Office

Type: Corporate Office

2229 E Yandell Dr

El Paso, TX 79903-3612

Phone: (915) 544-2215

Services: Member Services, ATM, Drive-Thru

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