BUFFALO CONRAIL Credit Union Profile

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BUFFALO CONRAIL

Charter #845 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 897-2383

Fax: (716) 897-2385

Founding Date: N/A

Website: http://www.bufconfcu.com

Personnel & Operations

President: Zientara, Jeffrey

Manager: DeWald, Daniel

FT Employees: 5

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 52

Branches: 1

Hours: M-F 9:00 am - 4:00 pm Saturday 9:00 am - 1

Credit Union Profile Summary

BUFFALO CONRAIL is a FCU Credit Union. With a total of 2,570 members [1], this institution manages approximately $54,888,684 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 23.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.76% [1].

Financial Snapshot

Total Assets [1]
$54,888,684

Total economic resources.

Total Loans [1]
$44,918,366

Total value of outstanding loans.

Total Deposits [1]
$42,028,022

Total funds deposited by members.

Members [1]
2,570

Number of active members.

Performance Ratios

Net Worth Ratio [1]
23.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
106.88%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.66%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.76%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.10%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1481 Harlem Rd

Cheektowaga, NY, 14206

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by BUFFALO CONRAIL (Charter #845).

Main Office

Buffalo Conrail FCU Main Office

Type: Corporate Office

1481 Harlem Rd

Cheektowaga, NY 14206

Phone: (716) 897-2383

Services: Member Services

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