COMMONROOTS Credit Union Profile

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COMMONROOTS

Charter #8313 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 776-2300

Fax: (724) 776-1377

Founding Date: N/A

Website: https://www.commonrootsfcu.com

Personnel & Operations

President: Nelson, Beth

Manager: Devinney, Kasi

FT Employees: 3

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: 8:30-4 MONDAY-FRIDAY

Credit Union Profile Summary

COMMONROOTS is a FCU Credit Union. With a total of 1,799 members [1], this institution manages approximately $15,568,979 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.43% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -14.12% [1].

Financial Snapshot

Total Assets [1]
$15,568,979

Total economic resources.

Total Loans [1]
$7,064,041

Total value of outstanding loans.

Total Deposits [1]
$14,116,549

Total funds deposited by members.

Members [1]
1,799

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.43%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.04%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-11.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-14.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-6.55%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1204 FREEDOM RD

CRANBERRY TOWNS, PA, 16066

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by COMMONROOTS (Charter #8313).

Main Office

Main Brach Main Office

Type: Corporate Office

1204 Freedom Rd

Cranberry Township, PA 16066

Phone: (724) 776-2300

Services: Member Services

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