GOWANDA AREA Credit Union Profile
Showing details for GOWANDA AREA Credit Union.
Credit Union Profile for: GOWANDA AREA
GOWANDA AREA
Headquarters Contact & Staff
Contact & Info
Phone: (716) 532-3790
Fax: (716) 532-4629
Founding Date: N/A
Website: https://www.gafcu.org
Personnel & Operations
President: Spires, Dawn
Manager: Hill, Lisa
FT Employees: 3
PT Employees: 0
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 36
Branches: 1
Hours: Monday, Tuesday & Thursday 8:30 -430 Wed 8:
Credit Union Profile Summary
GOWANDA AREA is a FCU Credit Union. With a total of 1,890 members [1], this institution manages approximately $31,380,847 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.93% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.83% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by GOWANDA AREA (Charter #818).
Main Office
Gowanda Area FCU Main Office
14266 Taylor Hollow Rd
Gowanda, NY 14070-9703
Phone: (716) 532-3790
Services: Member Services