ROCHESTER & MONROE CO EMP Credit Union Profile

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ROCHESTER & MONROE CO EMP

Charter #817 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (585) 546-4279

Fax: (585) 546-3745

Founding Date: N/A

Website: http://www.rocmon.org

Personnel & Operations

President: Connard, Brayton

Manager: Thune, Andrea

FT Employees: 8

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 3

Hours: 9:30am to 3:30pm M T W T F

Credit Union Profile Summary

ROCHESTER & MONROE CO EMP is a FCU Credit Union. With a total of 4,511 members [1], this institution manages approximately $44,157,261 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.21% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 26.35% [1].

Financial Snapshot

Total Assets [1]
$44,157,261

Total economic resources.

Total Loans [1]
$26,876,268

Total value of outstanding loans.

Total Deposits [1]
$39,066,403

Total funds deposited by members.

Members [1]
4,511

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.33%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
71.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
26.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
45.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

460 N Goodman St

Rochester, NY, 14609-6135

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by ROCHESTER & MONROE CO EMP (Charter #817).

Main Office

Main Office Main Office

Type: Corporate Office

460 N Goodman St

Rochester, NY 14609-6135

Phone: (585) 546-4279

Services: Member Services

Open in Directions

Additional Branches

Rochester

Sister Cities

Type: Branch Office

40 N Fitzhugh St

Rochester, NY 14614-1211

Phone: (585) 454-2810

Services: Member Services

Open in Directions