WEST BRANCH VALLEY Credit Union Profile

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WEST BRANCH VALLEY

Charter #7821 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 323-9407

Fax: (570) 323-2154

Founding Date: N/A

Website: https://www.wbvfcu.org

Personnel & Operations

President: Lauchle, John

Manager: Houseknecht, Danna

FT Employees: 16

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: MONDAY, TUESDAY, THURSDAY - 9:00AM-5:00PM

Credit Union Profile Summary

WEST BRANCH VALLEY is a FCU Credit Union. With a total of 4,595 members [1], this institution manages approximately $49,910,954 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.69% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.61% [1].

Financial Snapshot

Total Assets [1]
$49,910,954

Total economic resources.

Total Loans [1]
$28,281,539

Total value of outstanding loans.

Total Deposits [1]
$44,834,417

Total funds deposited by members.

Members [1]
4,595

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.69%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.50%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
63.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.58%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.61%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.61%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1640 HIGH ST

WILLIAMSPORT, PA, 17701
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WEST BRANCH VALLEY (Charter #7821).

Main Office

Corporate Office Main Office

Type: Corporate Office

1640 High St

Williamsport, PA 17701

Phone: (570) 323-9407

Services: Member Services, Drive-Thru

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