OLEAN TEACHERS' AND POSTAL Credit Union Profile

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OLEAN TEACHERS' AND POSTAL

Charter #7656 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 373-0155

Fax: (716) 373-1593

Founding Date: N/A

Website: https://www.otpfcu.com

Personnel & Operations

President: CLAWSON, FRANCES

Manager: Malone, Rita

FT Employees: 4

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 9-5 M-F REGULAR 8-4 M-F SUMMER

Credit Union Profile Summary

OLEAN TEACHERS' AND POSTAL is a FCU Credit Union. With a total of 1,698 members [1], this institution manages approximately $27,015,210 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 25.67% [1].

Financial Snapshot

Total Assets [1]
$27,015,210

Total economic resources.

Total Loans [1]
$9,054,265

Total value of outstanding loans.

Total Deposits [1]
$24,197,353

Total funds deposited by members.

Members [1]
1,698

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
37.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.78%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 25.67%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1700 CONSTITUTION AVE

OLEAN, NY, 14760
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by OLEAN TEACHERS' AND POSTAL (Charter #7656).

Main Office

OLEAN TEACHERS' & POSTAL FEDERAL CREDIT UNION Main Office

Type: Corporate Office

1700 CONSTITUTION AVE

Olean, NY 14760

Phone: (716) 373-0155

Services: Member Services

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