GREATER TEXAS Credit Union Profile

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GREATER TEXAS

Charter #7590 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (512) 458-2558

Fax:

Founding Date: N/A

Website: http://www.gtfcu.org

Personnel & Operations

President: Reed, Paula

Manager: Baker, Howard

FT Employees: 203

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 9.64%

Membership Type: 36

Branches: 16

Hours: Office; Monday-Friday 9am to 5pm

Credit Union Profile Summary

GREATER TEXAS is a FCU Credit Union. With a total of 75,506 members ^[1], this institution manages approximately $955,514,106 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 6.74% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.71% ^[1].

Financial Snapshot

Total Assets ^[1]

$955,514,106

Total economic resources.

Total Loans ^[1]

$753,043,865

Total value of outstanding loans.

Total Deposits ^[1]

$870,540,032

Total funds deposited by members.

Members ^[1]

75,506

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

6.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

86.50%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -6.32%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

12544 Riata Vista Cir

AUSTIN, TX, 78727

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 18 branches reported by GREATER TEXAS (Charter #7590).

Main Office

GTFCU Main Office

Type: Corporate Office

12544 Riata Vista Cir

Austin, TX 78727

Phone: (512) 458-2558

Services: None specified

GREATER TEXAS Credit Union Profile

GREATER TEXAS

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

GTFCU Main Office

Additional Branches

Arlington

Austin

Bastrop

Bryan

Cedar Park

College Station

Dallas

Edinburg

Houston

Kyle

Manor

San Antonio

San Marcos