HARRIS COUNTY Credit Union Profile

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HARRIS COUNTY

Charter #7552 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 755-5160

Fax: (713) 755-8982

Founding Date: N/A

Website: http://www.hcfcu.com

Personnel & Operations

President: Leal, Mercedes

Manager: Squires, Vicki

FT Employees: 30

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: Monday thru Friday 7:30 am thru 5:00 pm CS

Credit Union Profile Summary

HARRIS COUNTY is a FCU Credit Union. With a total of 19,577 members [1], this institution manages approximately $213,534,548 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 21.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.06% [1].

Financial Snapshot

Total Assets [1]
$213,534,548

Total economic resources.

Total Loans [1]
$116,521,268

Total value of outstanding loans.

Total Deposits [1]
$166,004,302

Total funds deposited by members.

Members [1]
19,577

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.19%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.91%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1400 Franklin St

Houston, TX, 77002-2147

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by HARRIS COUNTY (Charter #7552).

Main Office

Main Office Main Office

Type: Corporate Office

1400 Franklin St

Houston, TX 77002-2147

Phone: (713) 755-5160

Services: Member Services, Drive-Thru

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