PHILADELPHIA Credit Union Profile

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PHILADELPHIA

Charter #7238 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (215) 934-3500

Fax:

Founding Date: N/A

Website: http://www.pfcu.com

Personnel & Operations

President: Lester, Bernard

Manager: Craven, Patricia

FT Employees: 270

PT Employees: 26

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 13

Hours: Mon - Fri 8:00 am - 6:00 pm Sat. - 8:30am -

Credit Union Profile Summary

PHILADELPHIA is a FCU Credit Union. With a total of 120,804 members ^[1], this institution manages approximately $1,853,420,761 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.18% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.10% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,853,420,761

Total economic resources.

Total Loans ^[1]

$1,163,728,563

Total value of outstanding loans.

Total Deposits ^[1]

$1,627,255,398

Total funds deposited by members.

Members ^[1]

120,804

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

13.18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.67%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

71.51%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 10.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 11.10%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

12800 Townsend Rd

Philadelphia, PA, 19154-1003

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 12 branches reported by PHILADELPHIA (Charter #7238).

Main Office

PFCU Operations Center Main Office

Type: Corporate Office

12800 Townsend Rd

Philadelphia, PA 19154-1003

Phone: (215) 934-3500

Services: Member Services

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Additional Branches

Bloomsburg

Bloomsburg Branch

Type: Branch Office

Type: Branch Office

1801 N Broad St

Howard Gittis Student Center

Philadelphia, PA 19122-6003

Phone: (215) 236-3670

Services: Member Services, ATM

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Torresdale Branch

Type: Branch Office

3799 Clarendon Ave

Philadelphia, PA 19114

Phone: (215) 281-1028

Services: Member Services, ATM, Drive-Thru

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