CHEMCEL Credit Union Profile

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CHEMCEL

Charter #7129 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (361) 584-6246

Fax: (361) 584-6155

Founding Date: N/A

Website: http://www.chemcel.org

Personnel & Operations

President: May, Ken

Manager: Engel, Michael

FT Employees: 36

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 6

Hours: 8:30 AM TO 4:30 PM

Credit Union Profile Summary

CHEMCEL is a FCU Credit Union. With a total of 9,366 members [1], this institution manages approximately $176,395,626 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.8% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.08% [1].

Financial Snapshot

Total Assets [1]
$176,395,626

Total economic resources.

Total Loans [1]
$101,083,486

Total value of outstanding loans.

Total Deposits [1]
$154,313,430

Total funds deposited by members.

Members [1]
9,366

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.8%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.51%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 13.45%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.08%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5740 COUNTY ROAD 4

BISHOP, TX, 78343
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by CHEMCEL (Charter #7129).

Main Office

Bishop Office Main Office

Type: Corporate Office

5740 County Road 4

Bishop, TX 78343

Phone: (361) 584-6246

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Alice

Alice Office

Type: Branch Office

2740 East Main Street

Alice, TX 78332

Phone: (361) 668-2064

Services: Member Services, ATM, Drive-Thru

Open in Directions

Bay City

Bay City Office

Type: Branch Office

2400 FM 3057

Bay City, TX 77414-3890

Phone: (979) 241-4295

Services: Member Services

Open in Directions

Corpus Christi

Corpus Christi Office

Type: Branch Office

7001 Saratoga Blvd

Corpus Christi, TX 78414-3919

Phone: (361) 991-9730

Services: Member Services, ATM, Drive-Thru

Open in Directions

Kingsville

Kingsville Office

Type: Branch Office

1901 S US Highway 77 Byp

Kingsville, TX 78363-6894

Phone: (361) 592-7767

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pasadena

Pasadena Office

Type: Branch Office

9502 Bayport Blvd

Pasadena, TX 77507-1402

Phone: (281) 474-6381

Services: Member Services, ATM

Open in Directions