PORT ARTHUR COMMUNITY Credit Union Profile

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PORT ARTHUR COMMUNITY

Charter #7023 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (409) 729-7938

Fax: (409) 729-7948

Founding Date: N/A

Website: https://www.pac-fcu.com

Personnel & Operations

President: Christian, Gene

Manager: Miguez, Sabrina

FT Employees: 6

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday-Friday Office 9-5 Drive Thru 8-6

Credit Union Profile Summary

PORT ARTHUR COMMUNITY is a FCU Credit Union. With a total of 2,362 members [1], this institution manages approximately $19,549,101 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.61% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.19% [1].

Financial Snapshot

Total Assets [1]
$19,549,101

Total economic resources.

Total Loans [1]
$13,830,843

Total value of outstanding loans.

Total Deposits [1]
$16,593,296

Total funds deposited by members.

Members [1]
2,362

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.61%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
83.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 31.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3100 Central Mall Dr

Port Arthur, TX, 77642
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by PORT ARTHUR COMMUNITY (Charter #7023).

Main Office

Port Arthur Community FCU Main Office

Type: Corporate Office

3100 Central Mall Dr

Port Arthur, TX 77642

Phone: (409) 729-7938

Services: Member Services, ATM, Drive-Thru

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