PEOPLE FIRST Credit Union Profile

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PEOPLE FIRST

Charter #6885 | NCUA Region 1 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (610) 797-7440

Fax: (610) 798-9241

Founding Date: N/A

Website: https://www.peoplefirst.com

Personnel & Operations

President: Judge, Gerard

Manager: Meller, Howard

FT Employees: 154

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 11.82%

Membership Type: 98

Branches: 9

Hours: M-F 9:00 am - 5:00 pm

Credit Union Profile Summary

PEOPLE FIRST is a FCU Credit Union. With a total of 75,668 members ^[1], this institution manages approximately $963,623,011 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.8% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.11% ^[1].

Financial Snapshot

Total Assets ^[1]

$963,623,011

Total economic resources.

Total Loans ^[1]

$637,009,130

Total value of outstanding loans.

Total Deposits ^[1]

$901,488,640

Total funds deposited by members.

Members ^[1]

75,668

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

7.8%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

70.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 9.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 12.11%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

740 W Hamilton St Ste 300

Allentown, PA, 18101-2474

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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