HERITAGE FINANCIAL Credit Union Profile
Showing details for HERITAGE FINANCIAL Credit Union.
Credit Union Profile for: HERITAGE FINANCIAL
HERITAGE FINANCIAL
Headquarters Contact & Staff
Contact & Info
Phone: (845) 561-5607
Fax: (845) 326-1519
Founding Date: N/A
Website: https://www.heritagefcu.com
Personnel & Operations
President: Affeldt, Kenneth
Manager: Cornelius, F. Thomas
FT Employees: 150
PT Employees: 4
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 14
Hours: M-Th 8:30am-5pm Fri 8:30am-6pm Sat 9am-2pm
Credit Union Profile Summary
HERITAGE FINANCIAL is a FISCU Credit Union. With a total of 54,549 members [1], this institution manages approximately $776,739,335 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.25% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.36% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 12 branches reported by HERITAGE FINANCIAL (Charter #68711).
Main Office
Heritage Financial CU Main Office
25 Rykowski Ln
Middletown, NY 10941-4019
Phone: (845) 561-5607
Services: Member Services, ATM, Drive-Thru
Additional Branches
Central Valley
Heritage Financial CU
273 Route 32
Central Valley, NY 10917
Phone: (845) 561-5607
Services: Member Services, ATM
Goshen
Heritage Financial CU
117 Grand St
Goshen, NY 10924-1804
Phone: (845) 561-5607
Services: Member Services, ATM
Matamoras
Heritage Financial CU
111 Hulst Dr Ste 703A
Matamoras, PA 18336
Phone: (845) 561-5607
Services: Member Services, ATM
Middletown
Heritage Financial CU
161 Dolson Ave # 5
Middletown, NY 10940-6538
Phone: (845) 561-5607
Services: Member Services, ATM, Drive-Thru
Montgomery
Heritage Financial CU
17 Walnut St
Montgomery, NY 12549-2231
Phone: (845) 561-5607
Services: Member Services, ATM, Drive-Thru
New Paltz
Heritage Financial CU
234 Main St Ste 6B
New Paltz, NY 12561-1352
Phone: (845) 561-5607
Services: Member Services, ATM
Heritage Financial CU
1 Hawk Dr Bldg SUNY-Adminstration
Lower level of Haggerty
New Paltz, NY 12561-2447
Phone: (845) 561-5607
Services: Member Services, ATM
Newburgh
Heritage Financial CU
2 Corwin Ct
Newburgh, NY 12550-5107
Phone: (845) 561-5607
Services: Member Services, ATM, Drive-Thru
Heritage Financial CU
211 S Plank Rd
Newburgh, NY 12550-7046
Phone: (845) 561-5607
Services: Member Services, ATM, Drive-Thru
Pine Bush
Heritage Financial CU
36 Boniface Dr
Pine Bush, NY 12566
Phone: (845) 561-5607
Services: Member Services, ATM, Drive-Thru
Washingtonville
Heritage Financial CU
131 E Main St
Washingtonville, NY 10992-1724
Phone: (845) 561-5607
Services: Member Services, ATM, Drive-Thru