BAYLANDS FAMILY Credit Union Profile

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BAYLANDS FAMILY

Charter #68686 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (804) 843-2520

Fax: (804) 843-4859

Founding Date: N/A

Website: HTTP://WWW.BAYLANDSFCU.ORG

Personnel & Operations

President: Drexler III, Joseph

Manager: Millis, Teresa

FT Employees: 28

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: LOBBY M T TH F 8 - 5 W 9 - 5 DRIVE THRU

Credit Union Profile Summary

BAYLANDS FAMILY is a FISCU Credit Union. With a total of 5,681 members [1], this institution manages approximately $91,032,165 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.29% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.02% [1].

Financial Snapshot

Total Assets [1]
$91,032,165

Total economic resources.

Total Loans [1]
$50,284,685

Total value of outstanding loans.

Total Deposits [1]
$82,744,636

Total funds deposited by members.

Members [1]
5,681

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
60.77%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.80%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2004 MAIN STREET

WEST POINT, VA, 23181

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by BAYLANDS FAMILY (Charter #68686).

Main Office

WEST POINT BRANCH Main Office

Type: Corporate Office

2004 MAIN STREET

West Point, VA 23181

Phone: (804) 843-2520

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

North Chesterfield

Chesterfield Branch

Type: Branch Office

7119 Jefferson Davis Hwy

North Chesterfield, VA 23237

Phone: (804) 843-2520

Services: Member Services, Drive-Thru

Open in Directions

Quinton

New Kent Branch

Type: Branch Office

2111 Pocahontas Trl

Quinton, VA 23141-1634

Phone: (804) 843-2520

Services: Member Services, ATM

Open in Directions

Williamsburg

James City-Norge Branch

Type: Branch Office

7031 Richmond Rd

Williamsburg, VA 23188-7214

Phone: (804) 843-2520

Services: Member Services, ATM, Drive-Thru

Open in Directions