MY COMMUNITY Credit Union Profile

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MY COMMUNITY

Charter #68682 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (432) 688-8400

Fax:

Founding Date: N/A

Website: http://www.mccu.coop

Personnel & Operations

President: DeShaw, Teresa

Manager: Neal, Donna

FT Employees: 119

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 7

Hours: Lobby Hours: Mon & Tue 9:00 am ? 5:00 pm We

Credit Union Profile Summary

MY COMMUNITY is a FISCU Credit Union. With a total of 41,880 members [1], this institution manages approximately $537,515,942 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.31% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.43% [1].

Financial Snapshot

Total Assets [1]
$537,515,942

Total economic resources.

Total Loans [1]
$437,392,229

Total value of outstanding loans.

Total Deposits [1]
$477,995,273

Total funds deposited by members.

Members [1]
41,880

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.76%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.51%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
9.18%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
8.43%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.52%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

600 W Louisiana Ave

Midland, TX, 79701-1610

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by MY COMMUNITY (Charter #68682).

Main Office

Main Office Main Office

Type: Corporate Office

600 W Louisiana Ave

Midland, TX 79701-1610

Phone: (432) 688-8400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Allen

Allen Branch

Type: Branch Office

721 Central Expy S

Allen, TX 75013-8012

Phone: (469) 675-5537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Midland

Big Spring St

Type: Branch Office

4001 N Big Spring St

Midland, TX 79705

Phone: (432) 688-8400

Services: Member Services, ATM, Drive-Thru

Open in Directions

HEB Grocery Store Branch

Type: Branch Office

5407 Andrews Hwy

Midland, TX 79706-3615

Phone: (432) 688-8400

Services: Member Services, ATM

Open in Directions

Midkiff

Type: Branch Office

912 N Midkiff Rd

Midland, TX 79701-2111

Phone: (432) 688-8400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Odessa

Odessa 42nd Street

Type: Branch Office

4037 E 42nd St

Odessa, TX 79762-5935

Phone: (432) 688-8400

Services: Member Services, ATM, Drive-Thru

Open in Directions