FIVEPOINT Credit Union Profile

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FIVEPOINT

Charter #68643 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 825-8829

Fax:

Founding Date: N/A

Website: http://www.5pointcu.org

Personnel & Operations

President:

Manager: Shaw, Erik

FT Employees: 199

PT Employees: 14

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: Monday - Friday 8:30-5:30

Credit Union Profile Summary

FIVEPOINT is a FISCU Credit Union. With a total of 56,096 members ^[1], this institution manages approximately $1,046,695,207 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.17% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.88% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,046,695,207

Total economic resources.

Total Loans ^[1]

$814,635,090

Total value of outstanding loans.

Total Deposits ^[1]

$936,884,283

Total funds deposited by members.

Members ^[1]

56,096

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

86.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 8.72%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 7.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3700 Skyline Dr

Nederland, TX, 77642

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 9 branches reported by FIVEPOINT (Charter #68643).

Main Office

FivePoint Credit Union Main Office

Type: Corporate Office

Type: Branch Office

1021 Sawdust Rd Ste 150

Spring, TX 77380-3895

Phone: (832) 823-7481

Services: Member Services, ATM, Drive-Thru

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