ASSOCIATED SCHOOL EMPLOYEES Credit Union Profile

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ASSOCIATED SCHOOL EMPLOYEES

Charter #68587 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (330) 792-4000

Fax: (330) 792-4909

Founding Date: N/A

Website: http://www.asecu.com

Personnel & Operations

President: Lazzeri, Frank

Manager: Kurish, Michael

FT Employees: 29

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 8:30 am - 5:00 pm

Credit Union Profile Summary

ASSOCIATED SCHOOL EMPLOYEES is a FISCU Credit Union. With a total of 15,082 members [1], this institution manages approximately $204,850,279 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.92% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 42.26% [1].

Financial Snapshot

Total Assets [1]
$204,850,279

Total economic resources.

Total Loans [1]
$173,137,817

Total value of outstanding loans.

Total Deposits [1]
$183,694,709

Total funds deposited by members.

Members [1]
15,082

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.92%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
94.25%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
9.62%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
42.26%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
7.68%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1690 S Canfield Niles Rd

Youngstown, OH, 44515-4055

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by ASSOCIATED SCHOOL EMPLOYEES (Charter #68587).

Main Office

Associated School Employees Credit Union Main Office

Type: Corporate Office

1690 S Canfield Niles Rd

Youngstown, OH 44515-4055

Phone: (330) 792-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Newton Falls

Associated School Employees Credit Union

Type: Branch Office

25 S Canal St

Newton Falls, OH 44444

Phone: (330) 872-5801

Services: Member Services, ATM, Drive-Thru

Open in Directions

Warren

Associated School Employees Credit Union

Type: Branch Office

2255 Salt Springs Rd

Warren, OH 44481

Phone: (330) 824-2542

Services: Member Services, ATM, Drive-Thru

Open in Directions

Youngstown

Associated School Employees Credit Union

Type: Branch Office

85 Marwood Cir

Youngstown, OH 44512-6260

Phone: (330) 792-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions