GENERAL ELECTRIC Credit Union Profile

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GENERAL ELECTRIC

Charter #68574 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (513) 243-4328

Fax: (513) 243-9206

Founding Date: N/A

Website: http://www.gecreditunion.org

Personnel & Operations

President: Vessells, Mary

Manager: Ballinger, Timothy

FT Employees: 497

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 12.17%

Membership Type: 99

Branches: 12

Hours: M-Th 9:00 am - 5:00 pm F 9:00 am - 6:00 pm

Credit Union Profile Summary

GENERAL ELECTRIC is a FISCU Credit Union. With a total of 299,423 members ^[1], this institution manages approximately $4,295,176,515 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.08% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.02% ^[1].

Financial Snapshot

Total Assets ^[1]

$4,295,176,515

Total economic resources.

Total Loans ^[1]

$3,528,095,144

Total value of outstanding loans.

Total Deposits ^[1]

$3,565,147,193

Total funds deposited by members.

Members ^[1]

299,423

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

98.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -9.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -9.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10485 Reading Rd

Cincinnati, OH, 45241-2523

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Cincinnati

Eastgate

Type: Branch Office

800 Eastgate South Drive

Cincinnati, OH 45245

Phone: (513) 243-4328

Services: Member Services, ATM, Drive-Thru

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Oakley

Type: Branch Office

3450 Madison Rd

Cincinnati, OH 45209-5111

Phone: (513) 979-2444

Services: Member Services, ATM, Drive-Thru

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Fairfield

Type: Branch Office

5370 Dixie Hwy

Fairfield, OH 45014-4124

Phone: (513) 243-4328

Services: Member Services, ATM, Drive-Thru

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Florence

Type: Branch Office

8659 US Highway 42

Florence, KY 41042-8531

Phone: (859) 384-5400

Services: Member Services, ATM, Drive-Thru

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