CROSSROADS Credit Union Profile

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CROSSROADS

Charter #68557 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (620) 367-2285

Fax: (620) 367-2288

Founding Date: N/A

Website: http://www.crossroadscreditunion.co

Personnel & Operations

President: unrau, zane

Manager: schrag, kelly

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-F 9-5 SAT 9-12

Credit Union Profile Summary

CROSSROADS is a FISCU Credit Union. With a total of 1,070 members [1], this institution manages approximately $11,877,166 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.98% [1].

Financial Snapshot

Total Assets [1]
$11,877,166

Total economic resources.

Total Loans [1]
$6,796,591

Total value of outstanding loans.

Total Deposits [1]
$9,346,660

Total funds deposited by members.

Members [1]
1,070

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.61%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-9.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

217 E MAIN ST

GOESSEL, KS, 67053-8800

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CROSSROADS (Charter #68557).

Main Office

primary Main Office

Type: Corporate Office

217 e main st

Goessel, KS 67053-8800

Phone: (620) 367-2285

Services: Member Services, Drive-Thru

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