LIGHT COMMERCE Credit Union Profile

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LIGHT COMMERCE

Charter #68529 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (281) 876-7576

Fax: (281) 876-7577

Founding Date: N/A

Website: http://www.lightcommercecu.org

Personnel & Operations

President: HILLIARD, IRA

Manager: JOHNSON, HARLENE

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 10AM- 4PM MONDAY - FRIDAY

Credit Union Profile Summary

LIGHT COMMERCE is a FISCU Credit Union. With a total of 858 members [1], this institution manages approximately $5,875,359 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -31.23% [1].

Financial Snapshot

Total Assets [1]
$5,875,359

Total economic resources.

Total Loans [1]
$2,594,559

Total value of outstanding loans.

Total Deposits [1]
$4,380,038

Total funds deposited by members.

Members [1]
858

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.2%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.66%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
59.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
32.07%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-31.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1535 Greensmark Dr

HOUSTON, TX, 77067-4020

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by LIGHT COMMERCE (Charter #68529).

Main Office

LIGHT COMMERCE CREDIT UNION Main Office

Type: Corporate Office

1535 Greensmark Dr

Houston, TX 77067-4020

Phone: (281) 876-7576

Services: Member Services

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