COASTLIFE Credit Union Profile

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COASTLIFE

Charter #68482 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (361) 985-6810

Fax: (361) 986-0636

Founding Date: N/A

Website: http://www.coastlifecu.com

Personnel & Operations

President: De Leon, Lynda

Manager: Prince-Bryant, Gina

FT Employees: 126

PT Employees: 16

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 9

Hours: Drive-Thru: Monday - Friday 8:00 am - 6:00

Credit Union Profile Summary

COASTLIFE is a FISCU Credit Union. With a total of 35,807 members ^[1], this institution manages approximately $512,187,826 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.64% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.91% ^[1].

Financial Snapshot

Total Assets ^[1]

$512,187,826

Total economic resources.

Total Loans ^[1]

$325,994,905

Total value of outstanding loans.

Total Deposits ^[1]

$456,832,554

Total funds deposited by members.

Members ^[1]

35,807

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.64%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

71.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.45%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.91%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -3.67%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6810 Saratoga Blvd

Corpus Christi, TX, 78414

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 10 branches reported by COASTLIFE (Charter #68482).

Main Office

Administration Building Main Office

Type: Corporate Office

6810 Saratoga Blvd

Corpus Christi, TX 78414

Phone: (361) 985-6810

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Alice

Branch - Alice

Type: Branch Office

Branch - Kingsville Area

Type: Branch Office

1209 W King Ave

Kingsville, TX 78363-4950

Phone: (361) 592-5148

Services: Member Services, ATM, Drive-Thru

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Portland

Type: Branch Office

704 Buddy Ganem Dr

Portland, TX 78374

Phone: (361) 777-2800

Services: Member Services, Drive-Thru

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