EDUCATION FIRST CREDIT UNION, INC. Credit Union Profile

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EDUCATION FIRST CREDIT UNION, INC.

Charter #68447 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (614) 221-9376

Fax: (614) 212-8127

Founding Date: N/A

Website: http://www.educu.org

Personnel & Operations

President: Dobos, David

Manager: Wettrich, Michael

FT Employees: 31

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Monday - Thursday 8:30 a.m. - 5:00 p.m. Fr

Credit Union Profile Summary

EDUCATION FIRST CREDIT UNION, INC. is a FISCU Credit Union. With a total of 12,303 members [1], this institution manages approximately $148,316,266 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.87% [1].

Financial Snapshot

Total Assets [1]
$148,316,266

Total economic resources.

Total Loans [1]
$101,966,759

Total value of outstanding loans.

Total Deposits [1]
$130,675,113

Total funds deposited by members.

Members [1]
12,303

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.03%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
8.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.30%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

510 E Mound St

Columbus, OH, 43215-5539

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by EDUCATION FIRST CREDIT UNION, INC. (Charter #68447).

Main Office

Columbus Branch / Corporate HQ Main Office

Type: Corporate Office

510 E Mound St

Columbus, OH 43215-5539

Phone: (614) 221-9376

Services: Member Services, ATM

Open in Directions

Additional Branches

Columbus

Reynoldsburg Branch

Type: Branch Office

5950 Carnaby Way

Columbus, OH 43213

Phone: (614) 221-9376

Services: Member Services, ATM, Drive-Thru

Open in Directions

Westerville

Westerville Branch

Type: Branch Office

501 W Schrock Rd

Suite 100

Westerville, OH 43081

Phone: (614) 212-5058

Services: Member Services, ATM, Drive-Thru

Open in Directions