RESOURCE ONE Credit Union Profile

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RESOURCE ONE

Charter #68439 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (214) 319-3100

Fax: (214) 272-0700

Founding Date: N/A

Website: https://www.r1cu.org

Personnel & Operations

President: Hart, Karen

Manager: Spuck, Mary Beth

FT Employees: 151

PT Employees: 20

Designations & Ratios

MDI Status: No

RBC Ratio: 11.92%

Membership Type: 99

Branches: 11

Hours: Monday - Friday Lobby 9:00 a.m. till 5:30 p

Credit Union Profile Summary

RESOURCE ONE is a FISCU Credit Union. With a total of 71,938 members ^[1], this institution manages approximately $693,362,354 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.27% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.45% ^[1].

Financial Snapshot

Total Assets ^[1]

$693,362,354

Total economic resources.

Total Loans ^[1]

$525,595,464

Total value of outstanding loans.

Total Deposits ^[1]

$642,354,728

Total funds deposited by members.

Members ^[1]

71,938

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

7.27%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

81.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -12.92%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -13.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1200 Belleview St

Dallas, TX, 75215-1837

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 13 branches reported by RESOURCE ONE (Charter #68439).

Main Office

South Side Main Office

Type: Corporate Office

Jones Rd

Type: Branch Office

9211 Jones Rd

Houston, TX 77065

Phone: (214) 319-3100

Services: Member Services, ATM, Drive-Thru

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Oak Forest

Type: Branch Office

1400 W 43rd St

Houston, TX 77018

Phone: (214) 319-3100

Services: Member Services, ATM, Drive-Thru

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Irving

Type: Branch Office

2315 W Airport Fwy

Irving, TX 75062

Phone: (214) 319-3100

Services: Member Services, ATM

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Mesquite

Type: Branch Office

2750 N Galloway Ave

Mesquite, TX 75150

Phone: (214) 319-3100

Services: Member Services, ATM, Drive-Thru

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Spring

Spring Cypress

Type: Branch Office

8720 Spring Cypress Rd

Spring, TX 77379

Phone: (271) 720-0550

Services: Member Services, ATM, Drive-Thru

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