AMERICU Credit Union Profile

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AMERICU

Charter #68433 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 356-3000

Fax: (315) 339-2069

Founding Date: N/A

Website: http://www.americu.org

Personnel & Operations

President: Fabrizio, Nicholas

Manager: Belle, Ronald

FT Employees: 431

PT Employees: 18

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 19

Hours: Monday 9:00am 4:00pm Tuesday 9:00am

Credit Union Profile Summary

AMERICU is a FISCU Credit Union. With a total of 173,857 members ^[1], this institution manages approximately $2,821,834,346 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.5% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.68% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,821,834,346

Total economic resources.

Total Loans ^[1]

$2,435,943,087

Total value of outstanding loans.

Total Deposits ^[1]

$2,431,478,665

Total funds deposited by members.

Members ^[1]

173,857

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.33%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

100.18%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 6.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 5.72%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1916 Black River Blvd N

Rome, NY, 13440-2430

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 19 branches reported by AMERICU (Charter #68433).

Main Office

Headquarters Main Office

Type: Corporate Office

1916 Black River Blvd N

Rome, NY 13440-2430

Phone: (315) 356-3000

Services: Member Services, ATM, Drive-Thru

AMERICU Credit Union Profile

AMERICU

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Headquarters Main Office

Additional Branches

Auburn

Camillus

Cazenovia

Cicero

Cortland

Fayetteville

Fort Drum

Herkimer

Liverpool

Lowville

Oneida

Rome

Syracuse

Utica

Watertown

Yorkville