UNITED COMMUNITY Credit Union Profile

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UNITED COMMUNITY

Charter #68369 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 674-5778

Fax:

Founding Date: N/A

Website: http://www.unitedccu.com

Personnel & Operations

President: Adams, Alice

Manager: McDermott, Mac

FT Employees: 51

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: Drive Thru: 7:00am- 6:00pm Lobby Hours : M

Credit Union Profile Summary

UNITED COMMUNITY is a FISCU Credit Union. With a total of 13,330 members [1], this institution manages approximately $129,258,596 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.63% [1].

Financial Snapshot

Total Assets [1]
$129,258,596

Total economic resources.

Total Loans [1]
$90,750,952

Total value of outstanding loans.

Total Deposits [1]
$115,322,747

Total funds deposited by members.

Members [1]
13,330

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.52%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
11.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

13700 E Sam Houston Parkway N

Houston, TX, 77044

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by UNITED COMMUNITY (Charter #68369).

Main Office

Summerwood Financial Center Main Office

Type: Corporate Office

13700 E Sam Houston Parkway N

Houston, TX 77044

Phone: (713) 674-5778

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Crosby

Crosby Financial Center

Type: Branch Office

14028 FM 2100 Rd

Crosby, TX 77532

Phone: (713) 674-5778

Services: Member Services, ATM, Drive-Thru

Open in Directions

Galena Park

Galena Park Financial Center

Type: Branch Office

1700 16th St

Galena Park, TX 77547

Phone: (713) 674-5778

Services: Member Services, ATM

Open in Directions

Houston

Normandy Financial Center

Type: Branch Office

771 Normandy St

Houston, TX 77015-3467

Phone: (713) 674-5778

Services: Member Services, ATM, Drive-Thru

Open in Directions