HUDSON RIVER COMMUNITY Credit Union Profile

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HUDSON RIVER COMMUNITY

Charter #68342 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (518) 886-3400

Fax:

Founding Date: N/A

Website: http://www.hrccu.org

Personnel & Operations

President: Pasquarell, Charles

Manager: Commanda, Susan

FT Employees: 70

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: Open 8-5

Credit Union Profile Summary

HUDSON RIVER COMMUNITY is a FISCU Credit Union. With a total of 33,675 members [1], this institution manages approximately $342,312,654 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.6% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.50% [1].

Financial Snapshot

Total Assets [1]
$342,312,654

Total economic resources.

Total Loans [1]
$279,092,082

Total value of outstanding loans.

Total Deposits [1]
$285,406,828

Total funds deposited by members.

Members [1]
33,675

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.6%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
97.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.51%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.50%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1 3rd St

Corinth, NY, 12822-1230
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 6 branches reported by HUDSON RIVER COMMUNITY (Charter #68342).

Main Office

Hudson River Community CU Operations Center Main Office

Type: Corporate Office

1 3rd St

Corinth, NY 12822-1230

Phone: (518) 886-3400

Services: None specified

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Additional Branches

Cohoes

Cohoes Branch

Type: Branch Office

35 Niver St

Cohoes, NY 12047

Phone: (518) 237-1121

Services: Member Services, ATM, Drive-Thru

Open in Directions

Corinth

Corinth Branch

Type: Branch Office

312 Palmer Ave

Corinth, NY 12822

Phone: (518) 654-9028

Services: Member Services, ATM, Drive-Thru

Open in Directions

Glens Falls

Glens Falls Branch

Type: Branch Office

160 Broad St

Glens Falls, NY 12801-4141

Phone: (518) 743-0561

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hudson Falls

Hudson Falls

Type: Branch Office

3762 Burgoyne Ave

Hudson Falls, NY 12839

Phone: (518) 743-0561

Services: Member Services, ATM, Drive-Thru

Open in Directions

Troy

Troy Branch

Type: Branch Office

40 Leversee Rd

Troy, NY 12182

Phone: (518) 237-1121

Services: Member Services, ATM, Drive-Thru

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