WHITE ROSE Credit Union Profile

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WHITE ROSE

Charter #68296 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (717) 755-9773

Fax: (717) 840-9452

Founding Date: N/A

Website: http://www.whiterosecu.com

Personnel & Operations

President: Sanford, James

Manager: Smith, Bryan

FT Employees: 39

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Monday through Wednesday 8am to 5:00pm Thur

Credit Union Profile Summary

WHITE ROSE is a FISCU Credit Union. With a total of 11,125 members [1], this institution manages approximately $116,341,055 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.35% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -14.80% [1].

Financial Snapshot

Total Assets [1]
$116,341,055

Total economic resources.

Total Loans [1]
$65,369,122

Total value of outstanding loans.

Total Deposits [1]
$105,736,072

Total funds deposited by members.

Members [1]
11,125

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -14.80%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3498 Industrial Hwy

York, PA, 17402-9050
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by WHITE ROSE (Charter #68296).

Main Office

Corporate Office Main Office

Type: Corporate Office

3498 Industrial Hwy

York, PA 17402-9050

Phone: (717) 755-9773

Services: None specified

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Additional Branches

Dallastown

Dallastown

Type: Branch Office

160 E Main St

Dallastown, PA 17313

Phone: (717) 244-4586

Services: Member Services, ATM, Drive-Thru

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York

Central School Branch

Type: Branch Office

601 Mundis Mill Rd

York, PA 17406

Phone: (717) 846-6789

Services: Member Services

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Downtown

Type: Branch Office

107 E Philadelphia St

York, PA 17401

Phone: (717) 846-1156

Services: Member Services

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East York

Type: Branch Office

3603 E Market St

York, PA 17402

Phone: (223) 263-1270

Services: Member Services, ATM, Drive-Thru

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Manchester

Type: Branch Office

555 Willow Springs Ln

York, PA 17406

Phone: (717) 854-5254

Services: Member Services

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West York

Type: Branch Office

1529 Rodney Rd

York, PA 17408

Phone: (717) 767-5395

Services: Member Services, ATM, Drive-Thru

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