EDUCATIONAL COMMUNITY ALLIANCE Credit Union Profile

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EDUCATIONAL COMMUNITY ALLIANCE

Charter #68181 | NCUA Region 2 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (419) 381-2323

Fax: (419) 381-2341

Founding Date: N/A

Website: http://www.educacu.com

Personnel & Operations

President: Aemisegger, Bradley

Manager: Carpenter, Beth

FT Employees: 12

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: LOBBY: M-R 9:00-4:30 F 9:00-5:30 S 9:00-1

Credit Union Profile Summary

EDUCATIONAL COMMUNITY ALLIANCE is a FISCU Credit Union. With a total of 5,264 members ^[1], this institution manages approximately $66,114,221 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.97% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.04% ^[1].

Financial Snapshot

Total Assets ^[1]

$66,114,221

Total economic resources.

Total Loans ^[1]

$36,434,570

Total value of outstanding loans.

Total Deposits ^[1]

$58,333,300

Total funds deposited by members.

Members ^[1]

5,264

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

62.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.62%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 8.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -10.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3845 ANGOLA RD

TOLEDO, OH, 43615

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 2 branches reported by EDUCATIONAL COMMUNITY ALLIANCE (Charter #68181).

Main Office

Angola Branch Main Office

Type: Corporate Office

3845 Angola Rd

Toledo, OH 43615

Phone: (419) 381-2323

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Toledo