IMPACT CREDIT UNION, INC. Credit Union Profile

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IMPACT CREDIT UNION, INC.

Charter #68150 | NCUA Region 2 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (419) 547-7781

Fax: (419) 547-6669

Founding Date: N/A

Website: http://www.impactcu.org

Personnel & Operations

President: Hashbarger, Troy

Manager: Hicks, Scott

FT Employees: 47

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Monday - Thursday 8:30am - 5:00pm Frid

Credit Union Profile Summary

IMPACT CREDIT UNION, INC. is a FISCU Credit Union. With a total of 14,262 members ^[1], this institution manages approximately $194,580,585 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.95% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.79% ^[1].

Financial Snapshot

Total Assets ^[1]

$194,580,585

Total economic resources.

Total Loans ^[1]

$123,863,503

Total value of outstanding loans.

Total Deposits ^[1]

$175,407,202

Total funds deposited by members.

Members ^[1]

14,262

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

70.61%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 2.79%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1455 W McPherson Hwy

Clyde, OH, 43410

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

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