CORNER STONE Credit Union Profile

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CORNER STONE

Charter #68011 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (972) 218-9266

Fax: (972) 218-5887

Founding Date: N/A

Website: http://www.cornerstonecreditunion.n

Personnel & Operations

President: Govan, Kenneth

Manager: mcdonald, stacey

FT Employees: 10

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 9am-4:30pm mon-thur fri 9am-6pm and 9am-12p

Credit Union Profile Summary

CORNER STONE is a FISCU Credit Union. With a total of 3,349 members [1], this institution manages approximately $20,723,147 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.46% [1].

Financial Snapshot

Total Assets [1]
$20,723,147

Total economic resources.

Total Loans [1]
$12,577,390

Total value of outstanding loans.

Total Deposits [1]
$18,543,312

Total funds deposited by members.

Members [1]
3,349

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.36%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
67.83%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.98%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

130 historic town sq

lancaster, TX, 75146
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by CORNER STONE (Charter #68011).

Main Office

main office Main Office

Type: Corporate Office

130 historic town sq

Lancaster, TX 75146

Phone: (972) 218-9266

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Mesquite

Mesquite

Type: Branch Office

2424 Gus Thomasson Rd Ste B

Mesquite, TX 75150-5368

Phone: (214) 887-8000

Services: Member Services, ATM

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