FREESTONE Credit Union Profile

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FREESTONE

Charter #68005 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (254) 739-2594

Fax: (254) 739-3371

Founding Date: N/A

Website: http://www.freestonecu.org

Personnel & Operations

President: Lee, Mary

Manager: Harris, DeAnne

FT Employees: 16

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday - Thursday 8:00 am - 4:00 pm Friday

Credit Union Profile Summary

FREESTONE is a FISCU Credit Union. With a total of 5,627 members [1], this institution manages approximately $72,049,875 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.52% [1].

Financial Snapshot

Total Assets [1]
$72,049,875

Total economic resources.

Total Loans [1]
$35,880,954

Total value of outstanding loans.

Total Deposits [1]
$64,158,992

Total funds deposited by members.

Members [1]
5,627

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
55.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
13.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.52%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
15.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

613 Main St

Teague, TX, 75860-1627

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by FREESTONE (Charter #68005).

Main Office

Freestone CU Office Main Office

Type: Corporate Office

613 Main St

Teague, TX 75860-1627

Phone: (254) 739-2594

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Fairfield

Freestone Credit Union Branch Office

Type: Branch Office

480 E Main St

Fairfield, TX 75840-4313

Phone: (903) 389-3351

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jewett

Freestone CU Branch Office at Nucor Steel

Type: Branch Office

8812 U S Hwy 79 W

Jewett, TX 75846

Phone: (903) 626-4461

Services: Member Services, ATM

Open in Directions