COMMUNITY SERVICE Credit Union Profile

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COMMUNITY SERVICE

Charter #67974 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (936) 295-3980

Fax:

Founding Date: N/A

Website: http://www.cscutx.com

Personnel & Operations

President: Scott, Doyle

Manager: Hendricks, John

FT Employees: 34

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Drive-In, Mon-Fri 9:00 am-6:00 pm Lobby Wal

Credit Union Profile Summary

COMMUNITY SERVICE is a FISCU Credit Union. With a total of 11,293 members [1], this institution manages approximately $158,563,282 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.77% [1].

Financial Snapshot

Total Assets [1]
$158,563,282

Total economic resources.

Total Loans [1]
$113,558,867

Total value of outstanding loans.

Total Deposits [1]
$140,285,715

Total funds deposited by members.

Members [1]
11,293

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 7.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

250 FM 2821 Rd W

Huntsville, TX, 77320-8422
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by COMMUNITY SERVICE (Charter #67974).

Main Office

Community Service Credit Union Main Office

Type: Corporate Office

250 FM 2821 Rd W

Huntsville, TX 77320-8422

Phone: (936) 295-3980

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Huntsville

Montgomery Road

Type: Branch Office

2526 Montgomery Rd

Huntsville, TX 77340

Phone: (936) 295-3980

Services: Member Services, ATM, Drive-Thru

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