CAPITOL Credit Union Profile

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CAPITOL

Charter #67865 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (512) 477-9465

Fax: (512) 719-4521

Founding Date: N/A

Website: http://www.ccutx.org

Personnel & Operations

President: Jones, Michael

Manager: Cardenas, Pierre

FT Employees: 47

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday - Friday 9 AM to 5:30 PM Saturday 9

Credit Union Profile Summary

CAPITOL is a FISCU Credit Union. With a total of 13,403 members [1], this institution manages approximately $220,605,207 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.3% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.14% [1].

Financial Snapshot

Total Assets [1]
$220,605,207

Total economic resources.

Total Loans [1]
$161,078,193

Total value of outstanding loans.

Total Deposits [1]
$192,138,374

Total funds deposited by members.

Members [1]
13,403

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.3%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
83.83%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.14%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.79%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

11920 Alterra Pkwy, Ste 136

Austin, TX, 78758
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by CAPITOL (Charter #67865).

Main Office

North Office Main Office

Type: Corporate Office

11920 Alterra Pkwy Ste 136

Austin, TX 78758-1115

Phone: (512) 477-9465

Services: Member Services, ATM

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Additional Branches

Austin

Downtown

Type: Branch Office

1718 Lavaca St

Austin, TX 78701

Phone: (512) 477-9465

Services: Member Services, ATM

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South

Type: Branch Office

133 E Ben White Blvd

Austin, TX 78704

Phone: (512) 477-9465

Services: Member Services, ATM, Drive-Thru

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