C & R Credit Union Profile

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C & R

Charter #67783 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (785) 632-5161

Fax: (785) 632-5610

Founding Date: N/A

Website: http://www.candrcreditunion.com

Personnel & Operations

President: WESTGATE, GAIL

Manager: GISSELBECK, STEFANIE

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday through Friday 9:00 a.m. to 3:30 p.

Credit Union Profile Summary

C & R is a FISCU Credit Union. With a total of 674 members [1], this institution manages approximately $4,316,428 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.74% [1].

Financial Snapshot

Total Assets [1]
$4,316,428

Total economic resources.

Total Loans [1]
$2,935,138

Total value of outstanding loans.

Total Deposits [1]
$3,795,278

Total funds deposited by members.

Members [1]
674

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.34%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
14.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-8.17%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

801 5th St, P.O.Box 896

Clay Center, KS, 67432-2502

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by C & R (Charter #67783).

Main Office

C & R Credit Union Main Office

Type: Corporate Office

801 5th St

P.O.Box 896

Clay Center, KS 67432-2502

Phone: (785) 632-5161

Services: Member Services

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