CITY Credit Union Profile

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CITY

Charter #67669 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (214) 515-0100

Fax: (972) 708-8049

Founding Date: N/A

Website: http://www.citycu.org

Personnel & Operations

President: Richardson, Alan

Manager: Frith, David

FT Employees: 105

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: 9am-4pm Mon thru Thr 8am-5pm Fri 9am-1pm

Credit Union Profile Summary

CITY is a FISCU Credit Union. With a total of 34,448 members [1], this institution manages approximately $648,321,784 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.51% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.98% [1].

Financial Snapshot

Total Assets [1]
$648,321,784

Total economic resources.

Total Loans [1]
$348,065,652

Total value of outstanding loans.

Total Deposits [1]
$566,538,402

Total funds deposited by members.

Members [1]
34,448

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.36%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.44%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-10.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7474 Ferguson Rd

Dallas, TX, 75228

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by CITY (Charter #67669).

Main Office

Ferguson Main Office

Type: Corporate Office

7474 Ferguson Rd

Dallas, TX 75228

Phone: (214) 515-0100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Dallas

Corporate Headquarters

Type: Corporate Office

2626 Howell St

Ste 965

Dallas, TX 75204

Phone: (214) 515-0100

Services: None specified

Open in Directions

Duncanville

Duncanville

Type: Branch Office

506 E Highway 67

Duncanville, TX 75137

Phone: (214) 515-0100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gainesville

Gainesville

Type: Branch Office

406 N Grand Ave

Suite 101

Gainesville, TX 76240

Phone: (214) 515-0100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sherman

Sherman

Type: Branch Office

401 W Wilson Ave

Sherman, TX 75090

Phone: (214) 515-0100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Waxahachie

Waxahachie

Type: Branch Office

1625 N Highway 77

Waxahachie, TX 75165

Phone: (214) 515-0100

Services: Member Services, ATM, Drive-Thru

Open in Directions