MEMBERS FIRST Credit Union Profile

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MEMBERS FIRST

Charter #67658 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (361) 991-6178

Fax: (361) 986-6991

Founding Date: N/A

Website: http://www.m1st.org

Personnel & Operations

President: Hight, Luther

Manager: Muessel, Wanda

FT Employees: 40

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: Lobby M-F 9-5, S 9-1 Drive-thru M-F 7:30-6

Credit Union Profile Summary

MEMBERS FIRST is a FISCU Credit Union. With a total of 12,585 members [1], this institution manages approximately $183,896,473 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 22.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.15% [1].

Financial Snapshot

Total Assets [1]
$183,896,473

Total economic resources.

Total Loans [1]
$70,322,811

Total value of outstanding loans.

Total Deposits [1]
$141,278,920

Total funds deposited by members.

Members [1]
12,585

Number of active members.

Performance Ratios

Net Worth Ratio [1]
22.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.78%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.15%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5444 S Staples St

Corpus Christi, TX, 78411
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by MEMBERS FIRST (Charter #67658).

Main Office

Main Office Main Office

Type: Corporate Office

5444 S Staples St

Corpus Christi, TX 78411

Phone: (361) 991-6178

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Corpus Christi

SPID Branch

Type: Branch Office

1430 S Padre Island Dr

Corpus Christi, TX 78416-1335

Phone: (361) 882-8841

Services: Member Services, ATM, Drive-Thru

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Violet Branch

Type: Branch Office

11166 Up River Rd

Corpus Christi, TX 78410

Phone: (361) 241-0045

Services: Member Services, ATM, Drive-Thru

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Harlingen

Harlingen Branch

Type: Branch Office

722 S Loop 499

Harlingen, TX 78550-2558

Phone: (956) 428-8711

Services: Member Services, ATM, Drive-Thru

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