SERVICE 1ST Credit Union Profile

Showing details for SERVICE 1ST Credit Union.

Home > TX > SERVICE 1ST

SERVICE 1ST

Charter #67645 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (903) 457-4686

Fax: (903) 457-7138

Founding Date: N/A

Website: http://www.s1cu.org

Personnel & Operations

President: Hite Jr., Fred

Manager: Gilliam, Ryon

FT Employees: 14

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday - Thursday 8AM to 5PM...Lobby Monda

Credit Union Profile Summary

SERVICE 1ST is a FISCU Credit Union. With a total of 4,667 members [1], this institution manages approximately $72,562,304 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.69% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.12% [1].

Financial Snapshot

Total Assets [1]
$72,562,304

Total economic resources.

Total Loans [1]
$37,420,509

Total value of outstanding loans.

Total Deposits [1]
$61,895,380

Total funds deposited by members.

Members [1]
4,667

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.69%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
60.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.07%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-8.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10001 Jack Finney Blvd

Greenville, TX, 75402

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by SERVICE 1ST (Charter #67645).

Main Office

Main Office Main Office

Type: Corporate Office

10001 Jack Finney Blvd

Greenville, TX 75402

Phone: (903) 457-4686

Services: Member Services, ATM, Drive-Thru

Open in Directions