FIRST CENTRAL Credit Union Profile
Showing details for FIRST CENTRAL Credit Union.
Credit Union Profile for: FIRST CENTRAL
FIRST CENTRAL
Headquarters Contact & Staff
Contact & Info
Phone: (254) 776-9333
Fax: (254) 741-2212
Founding Date: N/A
Website: http://www.firstcentralcu.com
Personnel & Operations
President: Alambar, Lori
Manager: Tyler, JoBetsy
FT Employees: 53
PT Employees: 18
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 5
Hours: Drivethru 7:30am-6pm M-F, 9am-1pm Sat.
Credit Union Profile Summary
FIRST CENTRAL is a FISCU Credit Union. With a total of 20,233 members [1], this institution manages approximately $174,616,292 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.82% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.93% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 5 branches reported by FIRST CENTRAL (Charter #67644).
Main Office
Sanger Office Main Office
6201 Sanger Ave
Waco, TX 76710
Phone: (254) 776-9333
Services: Member Services, ATM, Drive-Thru
Additional Branches
Brownwood
Brownwood Branch
1602 Austin Ave
Brownwood, TX 76801-3653
Phone: (325) 641-2943
Services: Member Services, ATM, Drive-Thru
Hillsboro
Hillsboro Branch
305 Coke Ave
Hillsboro, TX 76645
Phone: (254) 582-2489
Services: Member Services, ATM, Drive-Thru
Waco
Bellmead Office
3100 Bellmead Dr
Waco, TX 76705
Phone: (254) 776-9333
Services: Member Services, ATM, Drive-Thru
Chapel Office
9101 Chapel Rd
Waco, TX 76712
Phone: (254) 776-9333
Services: Member Services, ATM, Drive-Thru