MTCU Credit Union Profile

Showing details for MTCU Credit Union.

Home > TX > MTCU

MTCU

Charter #67642 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (432) 688-7300

Fax: (432) 520-4850

Founding Date: N/A

Website: http://www.mtcu.org

Personnel & Operations

President: Merritt, Betty

Manager: Marler, Justin

FT Employees: 33

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Drive up 7:30 am to 5:30 pm Monday thru Fri

Credit Union Profile Summary

MTCU is a FISCU Credit Union. With a total of 7,191 members [1], this institution manages approximately $134,887,531 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.34% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.65% [1].

Financial Snapshot

Total Assets [1]
$134,887,531

Total economic resources.

Total Loans [1]
$80,942,530

Total value of outstanding loans.

Total Deposits [1]
$120,814,003

Total funds deposited by members.

Members [1]
7,191

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.34%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
67.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.65%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1505 N Midland Dr

Midland, TX, 79703
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by MTCU (Charter #67642).

Main Office

MTCU Main Office

Type: Corporate Office

1505 N Midland Dr

Midland, TX 79703

Phone: (432) 688-7300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Midland

MTCU Midkiff Branch

Type: Branch Office

4717 N Midkiff Rd

Midland, TX 79705-2565

Phone: (432) 688-7300

Services: Member Services, ATM, Drive-Thru

Open in Directions