HOUSTON HIGHWAY Credit Union Profile

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HOUSTON HIGHWAY

Charter #67627 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 864-4438

Fax: (713) 864-1714

Founding Date: N/A

Website: http://www.houstonhighwaycu.com

Personnel & Operations

President: Alford, Mike

Manager: Gerow, David

FT Employees: 7

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Lobby: 9:00 - 5:00 M-F Friday

Credit Union Profile Summary

HOUSTON HIGHWAY is a FISCU Credit Union. With a total of 3,281 members [1], this institution manages approximately $45,588,568 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.51% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -16.69% [1].

Financial Snapshot

Total Assets [1]
$45,588,568

Total economic resources.

Total Loans [1]
$22,736,543

Total value of outstanding loans.

Total Deposits [1]
$40,286,713

Total funds deposited by members.

Members [1]
3,281

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.84%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.44%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-16.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.68%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8120 Washington Ave

Houston, TX, 77007

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by HOUSTON HIGHWAY (Charter #67627).

Main Office

Houston Highway Credit Union Main Office

Type: Corporate Office

8120 Washington Ave

Houston, TX 77007

Phone: (713) 864-4438

Services: Member Services, ATM, Drive-Thru

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