OAK FARMS EMPLOYEES Credit Union Profile

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OAK FARMS EMPLOYEES

Charter #67624 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 547-7118

Fax: (713) 223-1321

Founding Date: N/A

Website: http://www.ofecu.com

Personnel & Operations

President: Williams, Michael

Manager: Salinas, Sophia

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:00 AM - 4:30 PM MONDAY THRU FRIDAY

Credit Union Profile Summary

OAK FARMS EMPLOYEES is a FISCU Credit Union. With a total of 746 members [1], this institution manages approximately $4,481,996 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 25.87% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.30% [1].

Financial Snapshot

Total Assets [1]
$4,481,996

Total economic resources.

Total Loans [1]
$2,881,306

Total value of outstanding loans.

Total Deposits [1]
$3,306,720

Total funds deposited by members.

Members [1]
746

Number of active members.

Performance Ratios

Net Worth Ratio [1]
25.87%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
87.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
13.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-5.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3430 LEELAND ST

HOUSTON, TX, 77003

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by OAK FARMS EMPLOYEES (Charter #67624).

Main Office

Main Office Main Office

Type: Corporate Office

3430 Leeland St

Houston, TX 77003

Phone: (713) 547-7118

Services: Member Services

Open in Directions

Additional Branches

Fairfax

FedComp

Type: Corporate Office

10301 Democracy Ln Ste 410

Fairfax, VA 22030-2545

Phone: (703) 383-3200

Services: None specified

Open in Directions